A month ago, my mother said that she was a bit concerned. She wasn’t very happy to say the least that having money or financial independence was my main goal in life. She literally asked me what I was going to do with all of this money, and didn’t I have any extended purpose than just getting rich?

I remember getting a bit frustrated. She clearly didn’t understand my point of view, but after giving it some further thought, it makes sense.

It’s common to think that people, such as bankers or businessmen who invest in stocks, are just motivated by money. For a lot of these guys, that’s also the truth. BUT NOT FOR ME!

To answer my moms question about why I want money, I turned it around and asked:

Why Financial Independence?

It boils down to three things: Freedom, creativity and Traveling

As you can read in the About page, financial independence does not mean that I want to retire at the age of 50. Not at all.

The goal has to be to find a job you love which makes you happy and one which makes it possible for you to also enjoy all of the other amazing parts of life. Creating a family, being in a relationship, having kids and being able to actually see the kids grow up. One thing I truly can’t wait to get is the possibility to book tickets when I have time, and not being forced to book tickets based on price.

In total, financial independence for me just means being more present and taking actions at the moment.

That’s what Financial Independence means for me.

What about Creativity?

Since I’m going to spend my life in the mix of technology, finance, and art, being creative is essential. And this might be difficult if money is my motivation, both positive or negative. Basically, I want to neglect the whole money aspect of working.

Research done by MIT has shown that for simple algorithmic tasks higher salary has a positive effect, but for complex tasks that involve creativity, a higher salary is actually dangerous. It kills results. I don’t want my creativity to be limited by my desire for money.  For more info regarding this topic, see this video:

My Favourite Part: Travelling

This is the whole motivation behind my involvement in finance and stocks. I want to travel the world, see everything, and meet amazing people.

Since Stockles as a blog has inspiration as one of its purposes, I will now show you that you don’t have to be a billionaire to see the world. It’s all down to choices.

How do I do it? Example: In January 2015 I booked a one-way ticket to Bangkok with 3 nights at a hostel. Other that than, my time (around 6 months) was totally open. I ended up going to 7 countries, working as an English teacher in Vietnam, living with a family in Singapore as well as so many other weird but magnificent things.

Here are some of my adventures:

That is it. Why do you invest? What is your purpose? Do you have a plan on how you are going to spend your money? Please comment and let me know!


Kaifus · April 15, 2017 at 7:53 am

I invest in order to acquire similar achievements as yourself. Travelling is indeed a wonderful way to spend our time. We cannot accomplish the full benefits of freedom if we’ll have to sell our time to a stranger in order to survive.

    Stockles · April 15, 2017 at 7:56 am

    Hi Kaifus,

    So true. Sure, one needs to spend some unwanted time to acquire the possibilty to become financial independent, but when you get there you should have an idea what´s ahead. Thanks for commenting!

TitBit - Coin · April 15, 2017 at 9:43 am

My goal with the investment is to be financially independent

For me the freedom to decide over my own life and can make up my mind to go my way if I do not agree with a boss or company and can say stop and have time to find another company to work for without to be afraid for not to take care of family and house and car and . . . .

To be financially independent, do also mean that I not am to be afraid to have enough money to take my own decision of what there matters for me and family

For example the bank should not be able to decide whether I can afford my dreams

I want to travel and have the explore and life experience when it fit me and my surroundings

I have a program that can do all regardless of income financially independent (it may sound easy, but it is not, for a start, but logic is!)

But people (my friends and family) will not do whats necessary or have interasse for this to be financially independent, is for me strange

Perhaps like your mother ;O)

TitBit – Coin

    Stockles · April 15, 2017 at 3:34 pm

    Hi TitBit – Coin,

    Sounds like you have a wise way of understanding Financial Independence, and it´s true, most people don´t see the logic behind what we do. Stay focused and good luck with your investments. Thanks for commenting!

Amber tree · April 15, 2017 at 2:30 pm

Great article.

My goal is to be free to do what make me happy in life. Can be work, can be travel, can be drinking pina coladas on a beach…!

    Stockles · April 15, 2017 at 2:34 pm

    Hi ATL,

    Absolutely! Focusing on happiness should be our main goal. Anything else is secondary. I´m sure you will be free in the near future. As always, thanks for commenting!

Dividend Portfolio · April 15, 2017 at 3:48 pm

I love this post stockles. It’s important to remember the “why”. For me, there are lots of reasons, some of which you’ve mentioned. But, one of the main reason is that I don’t want to be like my mom. Don’t get me wrong, I love my mom to death. But, she is over the age of 60 and she is still working trying to make ends meet. She has less than 10k in retirement savings and the financial picture is not good. When I’m her age, I don’t want to be in that situation.

Now, I know my mom will never end up homeless or go hungry. Her kids won’t let that happen. But, I can’t wait for the day until she’s able to not have to work anymore and just relax and enjoy life.

Enjoying life and having the freedom to do whatever whenever is what it is all about. That’s my why.

Great article.

    Stockles · April 15, 2017 at 4:04 pm

    Hi Dividend Portfolio,

    Superb answer or should we say “why”? 🙂 Having such a strong source of willpower will for sure help you getting exactly that freedom. And I know what your saying. Some people aren´t trigged the same way we are, or at least, it´s harder for them to think about the long-term effect of saving.

    I can´t imagen working until I´m 50 or 60. Life is so short, so working just to make the ends meet is one of my worst nightmares.

    Your mom should be proud. You are about to secure freedom for her family for many many years to come. Just imagen what you will teach your children about saving!

Holmsleigh · May 15, 2017 at 6:26 am

Hi! I am Lauren a newbie to blogging. I have just stated my blogging career and visiting other bloggers to understand the techniques of successful blogging. You have a wonderful blog stockles can you give your technical tips to be a successful blogger like you. Many Thanks.

    Stockles · May 15, 2017 at 4:18 pm

    Hi Lauren,

    Thanks for your kind words. However, I´m not sure what you mean by technical tips? My advice is just to improve your site bit by bit, and write quality over quanity.

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